Benefits

Dental and Vision

Benefits Connection helps eligible employers review BeneCare dental plans and VSP vision resources with practical plan choices, predictable rates, and advisor support.

Plans

Choose From Four BeneCare Dental Plans

Practical choices with predictable rates and clear network access.

Choice Access PPO

Lower-cost preventive and basic dental coverage for budget-conscious teams.

Choice PPO

Broad PPO coverage with an orthodontics benefit and solid annual maximum.

Choice Active PPO

Stronger in-network coverage and the highest in-network annual maximum available.

Choice Essential PPO

Preventive and basic care with an unlimited annual maximum and no in-network deductible.

Compare

Side-by-side plan comparison

Exact rates and values from the 2026 BeneCare plan sheet.

Plan comparison
Choice Access
Lower-cost preventive and basic coverage.
Choice PPO
Broad PPO with an orthodontics benefit.
Choice Active
Stronger in-network coverage and higher max.
Choice Essential
Stronger in-network coverage and higher max.
Annual maximum
$1,000
$1,500
$2,500
In-network deductible
Orthodontics lifetime maximum
Not Shown
Not Shown
Not Shown
EE only rate
Family rate
Coverage

What each plan covers

A clear breakdown of preventive, basic, and major service coverage. No fine print, just the facts.

Choice Access

Covers exams, radiographs, and preventive care at 100 percent. Fillings and simple extractions are covered at 70 percent. Major services are not shown.

Choice PPO

Covers preventive care at 100 percent. Fillings, endodontics, and oral surgery are covered at 80 percent. Crowns and prosthetics are covered at 50 percent.

Choice Active

Covers preventive care and fillings at 100 percent in-network. Endodontics and oral surgery are covered at 100 percent in-network. Crowns are covered at 50 percent.

Choice Essential

Covers exams, preventive care, fillings, and oral surgery at 100 percent. Major services and orthodontics are not shown. An unlimited annual maximum applies.

Takeaways

A quick guide to choosing a plan

Match the plan to the priority. These simple takeaways cut through the complexity.

Lowest cost

Choice Access PPO carries the lowest monthly premium. It is built for teams that want solid preventive and basic coverage without a higher fixed cost.

Orthodontics included

Choice PPO is the only plan with an orthodontics benefit. It provides a $1,000 lifetime maximum for eligible orthodontic care.

Highest max

Choice Active PPO offers a $2,500 in-network annual maximum. That is the highest in-network cap available across the four BeneCare plans.

Unlimited max

Choice Essential PPO features an unlimited annual maximum. It is designed for employers who prioritize predictable preventive and basic care without a dollar cap.

Vision

VSP vision resources

Benefits Connection also offers VSP vision benefit resources. A clear view of eye care keeps a team sharp and healthy.

Exams

Routine eye exams keep a workforce seeing clearly

Access to a broad network of independent and retail providers. Regular exams catch problems before they become serious.

Lenses

Quality lenses for the way people work today

Resources for single-vision, bifocal, and progressive lenses. Options that match how a team reads screens, drives, and lives.

Frames

A wide selection of frames and contact lenses

Employees can choose from a large catalog of designer and value frames. Contact lens benefits are also available for those who prefer them.

Access

A large provider network and easy access

VSP offers one of the largest independent doctor networks. Employees can find a provider close to home or work with ease.

Support

Vision support that strengthens a benefits package

Adding vision benefits shows a team they are valued. It rounds out a health package and supports overall well-being.

Wellness

Eye health connects to total employee wellness

Vision care can detect chronic conditions like diabetes and high blood pressure early. A smart investment in a healthier, more present workforce.

Process

How we help

We walk you through the details without the sales pitch. A clear process from first look to enrollment.

We review your employee count and eligibility

We start with the basics. Your team size, location, and eligibility shape the options available to you.

We discuss your budget and coverage goals

A good plan fits the budget and protects the team. We listen first, then match options to your priorities.

We compare dental and vision options side by side

No confusion. We lay out the BeneCare dental plans and VSP vision resources so you can see the trade-offs clearly.

We explain rates and enrollment steps plainly

Rates are predictable. We walk through the numbers and handle the paperwork so enrollment is simple.

We support renewals and employee questions

Our job does not end at enrollment. We help with renewals, changes, and the questions your team brings throughout the year.

We provide documents and ongoing guidance

Plan documents, provider links, and compliance support. We keep you informed so you can lead with confidence.

FAQs

Straightforward answers to the questions we hear most often from employers evaluating dental and vision plans.

Which plan is lowest cost?

Choice Access PPO carries the lowest monthly premium. It is built for teams that want solid preventive and basic coverage without a higher fixed cost.

Which plan includes orthodontics?

Choice PPO is the only plan in this lineup with an orthodontics benefit. It provides a $1,000 lifetime maximum for eligible orthodontic care.

Which plan has the highest in-network annual max?

Choice Active PPO offers a $2,500 in-network annual maximum. That is the highest in-network cap available across the four BeneCare plans.

Which plan has an unlimited annual max?

Choice Essential PPO features an unlimited annual maximum. It is designed for employers who prioritize predictable preventive and basic care without a dollar cap.

What is the difference between Choice and Select networks?

The Choice network is a broader PPO network. The Select network is a narrower network that helps keep premiums lower while still delivering strong in-network benefits.

Still have questions?

Our team can walk you through the details and trade-offs.

Want help comparing dental and vision options?

Benefits Connection can help your business review plan choices, rates, eligibility, and enrollment support without the sales pressure.